Our clients are business owners, self-employed, retired couples, and young families. We work with people from the oilfield and refinery industry, nurses, teachers, farmers and ranchers, law enforcement, military and every walk of life in the South Texas community. Our clients work hard to build their nest egg. They come to Freedom Investment Counsel seeking guidance and coaching in the complex world of investing. As your local Dave Ramsey SmartVestor Pro we strive to maintain the heart of a teacher approach in client relationships. We are local so our clients can feel comforted knowing we are available so they can call or stop by our office for personal service and face to face consultation.
We maintain two basic client relationships which determine how you pay and the level of service you receive.
Advisory clients pay an asset based fee covering all services. Clients provide broad guidance for the management of their accounts based on risk tolerance and targeted rate of return determined in the investment planning process. We manage these accounts with discretionary authority when granted by the client, to supervise and direct the investments of and for the account of the client or in a non-discretionary arrangement where the client retains full control of the account. Advisory clients receive performance reporting covering all consolidated accounts and periodic updates to their investment plan.
Some clients will benefit from holding mutual fund or annuity investments which are commission based. The comparative cost will be evaluated and explained to show the cost benefit of paying by commission when appropriate. As client’s approach retirement and accumulate a sizable nest egg they will also benefit from Financial Goal Planning to help in the decision process for retirement and beyond. Commission based clients receive performance reporting covering all consolidated accounts and periodic updates to their investment Financial Goal Plan when appropriate.